Guides: Payment apps

PayPal direct deposit: setup, timing and missing pay

Set up PayPal direct deposit, find your account details and check when the first payment may arrive.

Move a Venmo balance by free standard transfer or paid instant transfer, with current timing and limits.

Use a Zelle QR code to select a recipient, then check the name. Here is where to find it and what it shares.

Cash App cannot reverse a completed payment. Ask the recipient for a refund from the payment itself.

Follow an issued refund from the seller to PayPal and the original bank or card, using the transaction status.

Check the payment status first: Take Back, a return request and Venmo Support apply to different situations.

Send coins to another Venmo user for free or to an outside wallet for a network fee, and check the network first.

When a direct payment works, when a bank is the middle step, and which fee you pay.

One lands in a bank account, the other in an app balance. Fees, limits and buyer protection follow from that.

One moves money between bank accounts, the other keeps a balance in an app. The differences follow from that.

Getting money out in minutes costs a percentage. Here is what each app charges, per its own fee pages.

Pending, on hold, unclaimed, eCheck: PayPal uses different words for different delays, each with its own clock.

Most Cash App payments land instantly. When one sits in pending, the app usually wants something from you.

$299.99 a week before verification, up to $60,000 after, and separate caps for bank transfers and the debit card.

$1,000 per 30 days unverified, $40,000 verified, plus separate caps for the card and bitcoin, from Cash App's own pages.