News
Changes to payment rules, limits, fees and cutoffs that affect when your money lands.
Same Day ACH Volume Jumps 36.7% in Q3 2026
Nacha reports 470.4 million Same Day ACH payments worth $1.3 trillion in the third quarter.
Nacha prompt recredit rule: banks may wait on ACH refunds
Banks could review an "unauthorized" ACH debit claim before refunding it, under a rule proposed for June 2027.
Columbus Day 2026 bank holiday: wires and ACH pause, FedNow runs
Monday, October 12 is a Fed holiday. Wires wait for Tuesday; FedACH stops Saturday and restarts Monday evening.
Next-day ACH deposits must now be available by 9:00 AM
A Nacha rule in force since September 18, 2026 drops the 5:00 PM condition for standard ACH credits.
Cash App becomes a Workday direct deposit option from October 1
Employees at companies on Workday can pick Cash App when they choose where their paycheck goes.
Fed proposes reserve and capital rules for stablecoin issuers
Two Fed proposals cover reserves, capital and approvals for stablecoin issuers the Board supervises.
Nacha proposes one "Banking Day" definition for ACH deadlines
Weekends and federal banking holidays would formally never count as ACH banking days under the plan.
Zelle and Consumer Action fund local scam-prevention trainers
Community groups can apply for $1,000 grants to run their own scam trainings, Zelle says.
PayPal's new dispute terms take effect: JAMS replaces AAA
PayPal's updated US terms change how you and PayPal settle disputes, including ones that arose earlier.
Cash App pilots fee-free goods and services payments
Selected sole proprietors can take payment for goods and services on a personal Cash App account.
Nacha rewrites the definition of an international ACH payment
From September 18, a new Nacha rule decides when an ACH payment counts as international (IAT).
PayPal changes Send Money and Bill Pay fees for business accounts
From September 1, PYUSD bill-pay disbursements are free and card-funded ones carry a new fixed fee.
Fedwire moves its November 2026 release to November 2027
The Fed delayed a Fedwire update tied to removing unstructured postal addresses from wire messages.
Cash App balance can now pay for crypto on MoonPay
Eligible US users can fund MoonPay crypto purchases with Cash App Pay, including through partner wallets.
OCC says its GENIUS Act stablecoin rule will be final by November
The Comptroller says the OCC's final stablecoin rule is due by November, ahead of the January 18, 2027 date.
PayPal and Venmo can now pay college tuition at some schools
Students at participating schools can pay tuition with PayPal or Venmo through the school's own portal.
Treasury proposes who may issue and sell stablecoins in the US
Treasury's GENIUS Act proposal defines when a stablecoin is issued or sold to people in the US.
Cash App puts scam help and security settings in one hub
Cash App's new Account Safety hub groups scam guides, Security Lock and support in one place.
CFPB stops publishing consumer complaint narratives
The CFPB still takes complaints about banks and payment apps, but it no longer publishes the stories behind them.
Zelle tag tops 1 million small businesses
Zelle says about 3,500 small businesses a day enrolled in Zelle tag in the first half of 2026.
PayPal app now pays at Weixin Pay merchants in China
US PayPal users can scan QR codes at Weixin Pay merchants in China, with no Chinese bank account needed.
Same Day ACH jumps nearly 30% as ACH hits 9.3 billion payments
Nacha's second-quarter figures: 435.7 million Same Day payments, and consumer online payments above 3 billion.
Nacha approves three rules, including a 9 AM exception
Treasury joins the ACH Contact Registry now; a character-set rule follows in 2027; Guam gets a 9 AM carve-out.
GENIUS Act rule deadline passes with stablecoin rules still in draft
The law gave regulators a year to write its rules. On July 18 the OCC and FDIC texts were still proposals.
Each item links to its source and to the guide we updated. For the basics, see our guides.