News: ACH
Same Day ACH Volume Jumps 36.7% in Q3 2026
Nacha reports 470.4 million Same Day ACH payments worth $1.3 trillion in the third quarter.
Nacha prompt recredit rule: banks may wait on ACH refunds
Banks could review an "unauthorized" ACH debit claim before refunding it, under a rule proposed for June 2027.
Columbus Day 2026 bank holiday: wires and ACH pause, FedNow runs
Monday, October 12 is a Fed holiday. Wires wait for Tuesday; FedACH stops Saturday and restarts Monday evening.
Next-day ACH deposits must now be available by 9:00 AM
A Nacha rule in force since September 18, 2026 drops the 5:00 PM condition for standard ACH credits.
Cash App becomes a Workday direct deposit option from October 1
Employees at companies on Workday can pick Cash App when they choose where their paycheck goes.
Nacha proposes one "Banking Day" definition for ACH deadlines
Weekends and federal banking holidays would formally never count as ACH banking days under the plan.
Nacha rewrites the definition of an international ACH payment
From September 18, a new Nacha rule decides when an ACH payment counts as international (IAT).
Same Day ACH jumps nearly 30% as ACH hits 9.3 billion payments
Nacha's second-quarter figures: 435.7 million Same Day payments, and consumer online payments above 3 billion.
Nacha approves three rules, including a 9 AM exception
Treasury joins the ACH Contact Registry now; a character-set rule follows in 2027; Guam gets a 9 AM carve-out.
July 4 falls on a Saturday: the Fed stays open Friday, July 3
No Friday closure this year. FedACH stops late Friday night and restarts Sunday evening.