Chase
Chase has Zelle in its app and charges $25 for an online domestic wire.
- Zelle
- Yes
- Zelle limits
- $500 to $10,000 per day by tier; the app shows your limit
- Domestic wire, outgoing
- $25 online, $35 with a banker
- International wire, outgoing
- $40 online in USD; $5 online in foreign currency; $50 with a banker
- Checked on
Does Chase have Zelle? Yes: JPMorgan Chase Bank offers Zelle in the Chase Mobile app, with a daily limit set by tier that the app shows you. A domestic wire costs $25 online or $35 with a banker, an international wire $40 online in US dollars, and an incoming wire $15.
At a glance
- ZelleYes, in the Chase Mobile app
- Zelle limits$500 to $10,000 per day by tier for Chase Consumer Bank; the app shows your limit
- Domestic wire out$25 online, $35 with a banker
- Incoming wire$15
- International wire out$40 online in USD, $5 online in foreign currency, $50 with a banker
Sources: Chase Zelle · Chase online agreement · Additional Banking Services and Fees · Checked on September 27, 2026
Zelle at Chase
In the Chase Mobile app, Zelle is under Pay & Transfer, then Send money with Zelle. The daily limit is set by tier. For Chase Consumer Bank it is $500 (Tier 0), $2,000 (Tier 1), $5,000 (Tier 2) or $10,000 (Tier 3); for Chase Private Client it is $1,000, $5,000, $7,500 or $15,000. The app shows the limit that applies to you. Chase does not currently limit the amount you can receive through Zelle.
Source: Chase Zelle (undated) · Chase online agreement (undated) · Checked on September 27, 2026
How the tiers work, how to find yours and when a payment can be cancelled are in Chase Zelle limit.
Wire transfers at Chase
| Wire | Fee |
|---|---|
| Domestic, outgoing | $25 online, $35 with a banker |
| Domestic, incoming | $15, or $0 if originally sent with a Chase banker or through chase.com or Chase Mobile |
| International, outgoing | $40 online in USD; $5 online in foreign currency ($0 for $5,000 USD or more); $50 with a banker |
| International, incoming | $15, or $0 if originally sent with a Chase banker or through chase.com or Chase Mobile |
Chase Sapphire Checking pays no Chase wire fees. Chase Secure Banking can receive wires but cannot send them, and Chase First Banking does not support wires. An international wire from a personal account can be canceled within 30 minutes of authorization; a same-day domestic wire cannot be canceled.
Source: Additional Banking Services and Fees, effective March 15, 2026 · Sapphire Checking fees · Wire transfer FAQs · Checked on September 27, 2026
Cutoff times, limits, the details your recipient needs and how to send one are on the chase wire transfer page.
External transfers (ACH)
External transfers to or from Chase deposit accounts must be scheduled by 8:00 PM ET on a business day; they begin processing that day and usually arrive by the Deliver By date. Chase shows dollar limits in the app.
Source: Chase transfers agreement (undated) · Checked on September 27, 2026
If a transfer is late or went wrong
A Zelle payment that has not arrived is covered in Zelle payment pending; to stop one, see cancel a Zelle payment, and if you were tricked, Zelle scam refund. For wires, read how long do wire transfers take and wire transfer not received; for bank-to-bank transfers, ACH transfer pending. Contact Chase through the number on your card or in the app.
Fees and limits can differ by account type; your account agreement is the final word.
- Type
- Bank
- Domestic wire, incoming
- $15; $0 if originally sent with a Chase banker or online at Chase
- International wire, incoming
- $15; $0 if originally sent with a Chase banker or online at Chase
- External transfers (ACH)
- Schedule by 8:00 PM ET on a business day
- Charter
- FDIC certificate 628
- Main office state
- Ohio
- Website
- chase.com
- Fee schedule
- chase.com
Questions
Does Chase have Zelle?
What is the Chase Zelle limit?
How much does Chase charge for a wire?
Sources
- Chase Zelle (undated, checked September 27, 2026)
- Chase online agreement (undated, checked September 27, 2026)
- Additional Banking Services and Fees (March 15, 2026, checked September 27, 2026)
- Sapphire Checking fees (undated, checked September 27, 2026)
- Wire transfer FAQs (undated, checked September 27, 2026)
- Chase transfers agreement (undated, checked September 27, 2026)
- FDIC BankFind, certificate 628 (undated, checked September 27, 2026)
Source: the bank’s own pages, linked with check dates. See our methodology.
