Chase

Chase has Zelle in its app and charges $25 for an online domestic wire.

Zelle
Yes
Zelle limits
$500 to $10,000 per day by tier; the app shows your limit
Domestic wire, outgoing
$25 online, $35 with a banker
International wire, outgoing
$40 online in USD; $5 online in foreign currency; $50 with a banker
Checked on

Does Chase have Zelle? Yes: JPMorgan Chase Bank offers Zelle in the Chase Mobile app, with a daily limit set by tier that the app shows you. A domestic wire costs $25 online or $35 with a banker, an international wire $40 online in US dollars, and an incoming wire $15.

At a glance

  • ZelleYes, in the Chase Mobile app
  • Zelle limits$500 to $10,000 per day by tier for Chase Consumer Bank; the app shows your limit
  • Domestic wire out$25 online, $35 with a banker
  • Incoming wire$15
  • International wire out$40 online in USD, $5 online in foreign currency, $50 with a banker

Sources: Chase Zelle · Chase online agreement · Additional Banking Services and Fees · Checked on September 27, 2026

Zelle at Chase

In the Chase Mobile app, Zelle is under Pay & Transfer, then Send money with Zelle. The daily limit is set by tier. For Chase Consumer Bank it is $500 (Tier 0), $2,000 (Tier 1), $5,000 (Tier 2) or $10,000 (Tier 3); for Chase Private Client it is $1,000, $5,000, $7,500 or $15,000. The app shows the limit that applies to you. Chase does not currently limit the amount you can receive through Zelle.

Source: Chase Zelle (undated) · Chase online agreement (undated) · Checked on September 27, 2026

How the tiers work, how to find yours and when a payment can be cancelled are in Chase Zelle limit.

Wire transfers at Chase

Wire Fee
Domestic, outgoing $25 online, $35 with a banker
Domestic, incoming $15, or $0 if originally sent with a Chase banker or through chase.com or Chase Mobile
International, outgoing $40 online in USD; $5 online in foreign currency ($0 for $5,000 USD or more); $50 with a banker
International, incoming $15, or $0 if originally sent with a Chase banker or through chase.com or Chase Mobile

Chase Sapphire Checking pays no Chase wire fees. Chase Secure Banking can receive wires but cannot send them, and Chase First Banking does not support wires. An international wire from a personal account can be canceled within 30 minutes of authorization; a same-day domestic wire cannot be canceled.

Source: Additional Banking Services and Fees, effective March 15, 2026 · Sapphire Checking fees · Wire transfer FAQs · Checked on September 27, 2026

Cutoff times, limits, the details your recipient needs and how to send one are on the chase wire transfer page.

External transfers (ACH)

External transfers to or from Chase deposit accounts must be scheduled by 8:00 PM ET on a business day; they begin processing that day and usually arrive by the Deliver By date. Chase shows dollar limits in the app.

Source: Chase transfers agreement (undated) · Checked on September 27, 2026

If a transfer is late or went wrong

A Zelle payment that has not arrived is covered in Zelle payment pending; to stop one, see cancel a Zelle payment, and if you were tricked, Zelle scam refund. For wires, read how long do wire transfers take and wire transfer not received; for bank-to-bank transfers, ACH transfer pending. Contact Chase through the number on your card or in the app.

Fees and limits can differ by account type; your account agreement is the final word.

Type
Bank
Domestic wire, incoming
$15; $0 if originally sent with a Chase banker or online at Chase
International wire, incoming
$15; $0 if originally sent with a Chase banker or online at Chase
External transfers (ACH)
Schedule by 8:00 PM ET on a business day
Charter
FDIC certificate 628
Main office state
Ohio
Website
chase.com
Fee schedule
chase.com

Questions

Does Chase have Zelle?
Yes. Zelle is in the Chase Mobile app under Pay & Transfer.
What is the Chase Zelle limit?
It depends on your tier: $500, $2,000, $5,000 or $10,000 per day for Chase Consumer Bank, and $1,000 to $15,000 for Chase Private Client. The app shows yours.
How much does Chase charge for a wire?
$25 for a domestic wire online, $35 with a banker, $40 for an international wire online in US dollars and $15 for an incoming wire.

Sources

Source: the bank’s own pages, linked with check dates. See our methodology.

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