Alliant Credit Union

What is the Alliant Credit Union wire transfer fee? $25 for an outgoing domestic wire and $50 for an outgoing foreign wire; Alliant charges nothing to receive a wire. Domestic wires close at 3:30 PM ET and foreign wires at 1:30 PM ET. Alliant does not offer Zelle in online banking or the app today; its digital banking preview lists Zelle among upgrades starting in early 2027.

At a glance

• ZelleNo
• Domestic wire out$25
• Incoming wireFree
• International wire out$50
• Wire cutoff3:30 PM ET domestic, 1:30 PM ET foreign

Sources: Does Alliant offer Zelle? · Alliant fees · Sending a wire · Checked on September 27, 2026

Zelle at Alliant Credit Union

Alliant does not currently offer direct Zelle access through online banking or the mobile app. Its digital banking preview lists Zelle among the improvements starting in early 2027. Alliant names member-to-member transfers, Apple Cash, Venmo and PayPal as ways to pay people now. Member-to-member transfers are limited to $9,999 a day, or $2,000 a day to a recipient added within the last 30 days.

See how Zelle works and online banks that use Zelle.

Sources: Does Alliant offer Zelle?, undated · Alliant digital banking preview, undated · Linking Alliant to P2P apps, undated · Checked on September 27, 2026

Wire transfers at Alliant Credit Union

Alliant processes outgoing wires Monday to Friday. The cutoff is 3:30 PM ET for domestic wires and 1:30 PM ET for foreign wires. Incoming wires received Monday to Friday between 8:00 AM and 4:00 PM ET are credited the same day. International wires in either direction go through a correspondent bank and can take up to 10 business days.

Source: Alliant fees, effective January 2026 · Sending a wire · Receiving a wire · Checked on September 27, 2026

External transfers (ACH)

Transfers started in Alliant Online Banking are free. You can send up to $25,000 a day to a non-Alliant account and pull in up to $150,000 a day from one; your own limits depend on account history and show when you make a transfer. A same-day ACH transfer sent by the other institution by 2:45 PM ET posts the same day.

Sources: ACH transfer limits, undated · Same-day ACH cutoff times, undated · Alliant fees, January 2026 · Checked on September 27, 2026

If a transfer is late or went wrong

For a wire, read how long do wire transfers take and wire transfer not received. For a transfer from another bank, see ACH transfer pending. Contact Alliant through the number on your card or in the app.

Fees and limits can differ by account type; your account agreement is the final word.