Bank OZK

Does Bank OZK have Zelle? Yes. Bank OZK customers send and receive money with Zelle in Online Banking and the Bank OZK mobile app, and the bank charges no fee for it. For its Zelle sending limit, Bank OZK asks customers to call its Customer Care Center. A domestic wire costs $20 online or $30 otherwise, an international wire $40 online or $50 otherwise, and an incoming wire $15.

At a glance

• ZelleYes, in Online Banking and the mobile app; no Bank OZK fee
• Domestic wire out$20 online, $30 otherwise
• International wire out$40 online, $50 otherwise
• Incoming wire$15, refunded on Interest+ Checking
• External transfersup to $2,500 a day and $5,000 per rolling 30 days, each way

Sources: Bank OZK Schedule of Fees (Rev. 10/2026) · Zelle at Bank OZK · Electronic Fund Transfers disclosure (Rev. 07/2026) · Checked on October 4, 2026

Zelle at Bank OZK

To enroll, sign in to Online Banking or the mobile app, open the Quick Links menu (or Payments and Transfers) and choose “Send Money with Zelle®”. Accept the terms, enter your email address or U.S. mobile number and your deposit account, then confirm the one-time code. Money sent to someone already enrolled is typically available within minutes. Both accounts must be at U.S. banks or credit unions.

Bank OZK says each bank sets its own Zelle send limits and frequency, and asks customers to call its Customer Care Center at 1-800-274-4482 to learn theirs. It sets no limit on what you can receive.

A payment can be canceled only while the recipient has not yet enrolled with Zelle: choose it on your activity page and select “Cancel This Payment”, or call Customer Care. Once the recipient is enrolled, the money goes straight to their account and cannot be reversed. Bank OZK says qualifying imposter scams may be eligible for reimbursement; report one to Customer Care.

Source: Zelle at Bank OZK · Checked on October 4, 2026

Warning

Neither Bank OZK nor Zelle offers purchase protection. Send money only to people you know and trust, and check the recipient’s name before you send.

Wire transfers at Bank OZK

Bank OZK’s Interest+ Checking refunds every incoming wire fee within five business days after it is charged. The schedule of fees (Rev. 10/2026) lists the incoming wire at $15; the earlier schedule of February 2023 listed $10.

To receive a domestic wire, give the sender Bank OZK’s ABA routing number 082907273, the bank’s address (18000 Cantrell Road, Little Rock, AR 72223), your name, address and full account number. For an international wire, the sender also needs the SWIFT/BIC code OZARUS44. Bank OZK accepts incoming wires to checking and savings accounts.

Sources: Bank OZK Schedule of Fees (Rev. 10/2026) · Bank OZK checking accounts · Bank OZK wire transfer instructions · Checked on October 4, 2026

Transfers to other banks

In Online Banking and the mobile app you can move money between your Bank OZK account and your account at another bank. Standard and next-day transfers are each limited to $2,500 per transaction and per day, with no more than $2,500 pending at a time and $5,000 per rolling 30 days. An external transfer completed after 4:00 PM CT (5:00 PM ET) counts as the next business day.

Source: Electronic Fund Transfers disclosure (Rev. 07/2026) · Checked on October 4, 2026

If a transfer is late or went wrong

A Zelle payment stuck in pending is covered in Zelle payment pending; to stop one, see cancel a Zelle payment, and after fraud, Zelle scam refund. For wires, read how long do wire transfers take and wire transfer not received; for bank-to-bank transfers, ACH transfer pending. Bank OZK’s Customer Care Center is at 1-800-274-4482.

About Bank OZK

Bank OZK has its main office in Little Rock, Arkansas (FDIC certificate 110).

Source: FDIC BankFind, certificate 110 · Checked on October 4, 2026

Fees and limits can differ by account type; your account agreement is the final word.