Guides: Transfer times

How to send a wire transfer: steps, details and fees
The details your bank needs, what Chase, Bank of America and Wells Fargo charge, and when a wire can't be undone.

How to receive a wire transfer: details, fees and timing
What to give the sender, what banks charge to receive a wire and how fast the money must reach your account.

Do bank transfers go through on weekends?
Saturday, Sunday and Monday holidays: which transfers move, which wait, and when the money lands.
Same Day ACH: deadlines, limits and when your money lands
Three windows a banking day, a $1 million limit and bank cutoffs that come first. What Same Day ACH means for you.
How long do wire transfers take? Same day at home, days abroad
A domestic wire sent before your bank's cutoff usually arrives the same business day. International wires take longer.
How long does ACH take? Same day, next day or two days
Most ACH payments settle within one banking day. The deadlines and exceptions, with Nacha and Fed sources.
How long does Zelle take? Minutes, days or 14 days
Minutes if the recipient is enrolled. Up to 14 days if they are not. Here is what changes the timing.
