News: Nacha
Same Day ACH Volume Jumps 36.7% in Q3 2026
Nacha reports 470.4 million Same Day ACH payments worth $1.3 trillion in the third quarter.
Nacha prompt recredit rule: banks may wait on ACH refunds
Banks could review an "unauthorized" ACH debit claim before refunding it, under a rule proposed for June 2027.
Nacha proposes one "Banking Day" definition for ACH deadlines
Weekends and federal banking holidays would formally never count as ACH banking days under the plan.
Nacha rewrites the definition of an international ACH payment
From September 18, a new Nacha rule decides when an ACH payment counts as international (IAT).
Same Day ACH jumps nearly 30% as ACH hits 9.3 billion payments
Nacha's second-quarter figures: 435.7 million Same Day payments, and consumer online payments above 3 billion.
Nacha approves three rules, including a 9 AM exception
Treasury joins the ACH Contact Registry now; a character-set rule follows in 2027; Guam gets a 9 AM carve-out.