Guides: Reversals

A pink arrow runs from a violet "Your bank" card to a "Their bank" card, with a cyan arrow labelled "Recall?" pointing back and a tag reading "Final once credited"

Wire transfers · Oct 24

Can a wire transfer be reversed? Cancel, recall, refund

Only before your bank sends it. After that, a recall needs the other bank to agree, and the law limits when it can.

Send & Pray cover: pink and cyan crossing arrows beside the title Can ACH be reversed?, with a dark tile showing the return code R10

Can an ACH transfer be reversed?

Reversals, disputes and stop-payment orders: what you can still do after an ACH payment, and the deadlines.