News: Funds availability
Next-day ACH deposits must now be available by 9:00 AM
A Nacha rule in force since September 18, 2026 drops the 5:00 PM condition for standard ACH credits.
Nacha approves three rules, including a 9 AM exception
Treasury joins the ACH Contact Registry now; a character-set rule follows in 2027; Guam gets a 9 AM carve-out.